These Terms and Conditions govern your use of the 98fd platform, including all games, betting services, payment processing, bonus offers, and account management tools. By creating a 98fd account or accessing any part of the platform, you confirm that you have read, understood, and agreed to these terms in full. Pakistani players are encouraged to review this document carefully before depositing funds or placing any wagers on 98fd.
The sections below summarise the most important obligations and entitlements for Pakistani players using the 98fd platform. These summaries do not replace the full legal text — please read the complete terms further down this page.
All players must be a minimum of 21 years of age to register and use the 98fd platform. CNIC-based age verification is mandatory prior to any withdrawal. 98fd strictly prohibits access by minors and reserves the right to request documentation at any time.
Each individual is permitted to hold one 98fd account only. Creating duplicate accounts — using different email addresses, mobile numbers, or device profiles — constitutes a breach of these Terms and may result in permanent suspension of all associated accounts.
All bonuses offered by 98fd are subject to individual wagering requirements and validity periods. Bonus funds must be wagered the specified number of times before they can be converted to withdrawable cash. Terms specific to each promotion are displayed at the time of the offer.
98fd processes PKR deposits via JazzCash, EasyPaisa, HBL, UBL, Allied Bank, Meezan Bank, SadaPay, and USDT TRC20. Withdrawals require verified identity. 98fd reserves the right to request source-of-funds documentation for withdrawals above specified PKR thresholds.
Using automated software, bots, or scripts to interact with 98fd; colluding with other players; exploiting technical errors; engaging in fraudulent chargebacks; or any conduct intended to manipulate game outcomes are all strictly prohibited and will result in immediate account termination.
98fd provides deposit limits, session reminders, cooling-off periods, and self-exclusion options to all account holders. These tools are accessible from the Account Settings section of your 98fd dashboard at any time without restriction or waiting period for activation.
These Terms and Conditions constitute a legally binding agreement between you (the "Player") and 98fd (the "Platform"). By accessing or using any service on 98fd — including browsing, registering, depositing, playing, or withdrawing — you unconditionally accept these Terms in their entirety. If you do not agree with any provision herein, you must immediately cease using the 98fd platform.
For the purposes of these Terms and Conditions, the following definitions apply throughout this document:
By registering an account, depositing funds, or placing any wager on the 98fd platform, you confirm that you have read, understood, and irrevocably agreed to these Terms and Conditions, together with the 98fd Privacy Policy and any game-specific or promotion-specific rules published on the platform.
98fd reserves the right to amend these Terms at any time. Continued use of the 98fd platform following notification of any amendment shall constitute acceptance of the revised Terms. Pakistani players are advised to review this document periodically to remain informed of the current terms governing their use of 98fd.
These Terms apply to all players accessing 98fd regardless of the device, browser, geographic location within Pakistan, or payment method used. The Terms apply equally whether a player accesses 98fd via desktop, mobile browser, or any other interface that grants access to the platform.
By accepting these Terms, you acknowledge that gambling involves financial risk, that past outcomes do not guarantee future results, and that you are responsible for your own gambling decisions and expenditure on the 98fd platform. 98fd strongly encourages all players to set personal deposit limits and to make use of the responsible gaming tools available within their 98fd account settings.
Access to the 98fd platform is strictly restricted to individuals who are aged 21 years or above at the time of registration. 98fd enforces this restriction through CNIC-based identity verification, which is mandatory before any withdrawal is processed. 98fd reserves the right to request age verification documentation at any point during a player's account lifetime. Any account found to belong to a minor will be immediately terminated and all funds therein will be forfeited.
Each individual person is permitted to maintain one (1) 98fd account only. The creation of multiple accounts by a single individual — whether using different email addresses, different mobile numbers, different device identifiers, or through any other means — constitutes a material breach of these Terms. Where 98fd identifies duplicate accounts, it reserves the right to permanently suspend all associated accounts, void all pending bets, and forfeit any balance held across those accounts.
Players must provide accurate, complete, and truthful information at the point of registration on 98fd. This includes your full legal name as it appears on your CNIC, a valid email address or Pakistani mobile number, and your date of birth. Providing false information — including a false name, a date of birth that misrepresents your age, or contact details belonging to another person — constitutes fraud and will result in immediate account termination without refund of any deposited funds.
98fd is required to conduct KYC verification for all players before processing withdrawal requests. KYC documentation typically includes a copy of your valid National Identity Card (CNIC), a selfie with the CNIC, and, in some circumstances, documentation supporting the source of deposited funds. 98fd will communicate KYC requirements clearly and will process verification requests within two (2) business days of receiving complete documentation.
The 98fd platform is intended exclusively for adults aged 21 and above. If you believe a minor may have accessed or be attempting to access an 98fd account, please contact 98fd support immediately. Parental controls and device-level restrictions are recommended for households containing individuals under 21 years of age.
You are solely responsible for maintaining the confidentiality and security of your 98fd account credentials, including your login email or mobile number and password. 98fd recommends that players use a strong, unique password for their 98fd account that is not reused across other websites or mobile applications.
You must not share your 98fd account credentials with any other person. Any activity carried out using your account credentials — whether authorised by you or not — is your sole responsibility. 98fd will not be liable for any losses arising from unauthorised access to your account where such access occurred due to your failure to maintain credential security.
If you suspect that your 98fd account has been accessed without your authorisation, you must contact 98fd support immediately via live chat or email. 98fd will investigate the report and may temporarily suspend the account pending investigation to prevent further unauthorised activity.
98fd will never contact you by telephone, SMS, WhatsApp, or email to request your password. Any communication purporting to be from 98fd and requesting your account password should be treated as a phishing attempt and reported to 98fd support without acting upon it.
98fd currently accepts deposits via the following methods: JazzCash, EasyPaisa, Habib Bank Limited (HBL), United Bank Limited (UBL), Allied Bank, Meezan Bank, SadaPay, and USDT TRC20. The availability of specific payment methods may vary and is subject to change at 98fd's discretion. Pakistani players are advised to check the current list of available deposit methods within their 98fd account dashboard at the time of any deposit.
The minimum deposit amount on 98fd is displayed within the Cashier section of the player's account at the time of the transaction. Minimum amounts may vary by payment method. Deposits falling below the stated minimum for the selected method will not be processed and will be returned to the source payment instrument.
JazzCash and EasyPaisa deposits are credited to the player's 98fd balance in real time. Bank transfer deposits via HBL, UBL, Allied Bank, and Meezan Bank are credited upon confirmation of receipt, typically within the same business day. USDT TRC20 deposits are credited following blockchain confirmation, typically within five (5) minutes of the transaction being broadcast to the TRC20 network.
98fd operates natively in Pakistani Rupees (PKR). All balances, bets, and transactions on 98fd are denominated in PKR. Where USDT TRC20 deposits are made, the PKR equivalent is calculated using the prevailing exchange rate at the time the deposit is credited to the player's account, as determined by 98fd.
98fd holds player funds in segregated accounts separate from operational funds. Player funds are not used to cover operational costs and remain accessible for withdrawal subject to KYC verification and these Terms. 98fd does not pay interest on player funds held in account balances.
Players may submit withdrawal requests at any time provided that: (a) their account has completed KYC verification; (b) the withdrawal amount consists only of real-money funds and not uncleared bonus funds subject to outstanding wagering requirements; and (c) no open investigation or security review is active on the account.
98fd aims to review and approve withdrawal requests within twenty-four (24) hours of submission. Following approval, actual receipt of funds depends on the payment method selected. JazzCash and EasyPaisa withdrawals are typically received within two (2) to four (4) hours of approval. Bank transfer withdrawals may take one (1) to three (3) business days to arrive in the player's designated account.
Minimum and maximum withdrawal limits are displayed within the Cashier section of the player's 98fd account and may vary by payment method. 98fd reserves the right to process large withdrawal amounts in multiple instalments and to request additional source-of-funds documentation for withdrawals above a specified PKR threshold.
98fd's anti-money-laundering policy requires that withdrawal funds be returned to the same payment method used for the corresponding deposit, wherever technically possible. Where this is not possible, 98fd will communicate alternative withdrawal options to the player directly through the support team.
98fd offers various promotional bonuses to eligible players, including welcome bonuses, deposit match offers, free spins, reload bonuses, and event-specific promotions such as PSL-season specials. All bonuses are subject to the following general terms, as well as any specific terms communicated at the time each individual offer is presented:
98fd is committed to presenting bonus terms clearly and without deliberate obscuration. Wagering requirements, validity periods, game contribution rates, and maximum bet limits applicable while a bonus is active are displayed in full within each promotion's dedicated terms page on the 98fd platform before the bonus is claimed.
All casino games available on the 98fd platform — including slot games, live dealer games, table games, fishing arcade titles, and instant games — are governed by the following general rules:
The following rules govern all sports betting activity conducted through the 98fd platform, including cricket, PSL, football, UFC, tennis, and all other sports markets offered:
The following conduct is strictly prohibited on the 98fd platform. Engaging in any prohibited conduct will result in immediate account suspension, forfeiture of all funds held in the account, and, where appropriate, reporting to relevant authorities:
98fd is committed to responsible gaming. The platform provides the following player protection tools, all of which are accessible within the Account Settings section of the 98fd player dashboard without restriction:
98fd also enforces the 21+ age restriction as a fundamental responsible gaming measure and will cooperate with any player who contacts 98fd support seeking assistance with gambling-related concerns. For additional support resources, players are encouraged to visit the 98fd Responsible Gaming page.
98fd operates on the principle that gambling is a form of entertainment, not a source of income. If your gambling is affecting your financial wellbeing, relationships, or daily functioning, please make use of the self-exclusion and deposit limit tools available in your 98fd account settings, or contact our support team for assistance in accessing external problem gambling support resources.
All content on the 98fd platform — including but not limited to the 98fd brand name, logo, game graphics, interface design, promotional materials, software, and written content — is the intellectual property of 98fd or its licensed third-party providers and is protected by applicable intellectual property law.
Players are granted a limited, non-exclusive, non-transferable licence to access and use the 98fd platform for personal entertainment purposes only. This licence does not include any right to copy, reproduce, distribute, modify, sell, or create derivative works from any 98fd content without express prior written permission from 98fd.
Game titles available on the 98fd platform remain the intellectual property of their respective development studios and are made available to 98fd players under licensing arrangements with those providers. Any unauthorised reproduction or distribution of game content sourced from 98fd constitutes infringement of the relevant provider's intellectual property rights.
To the maximum extent permitted by applicable law, 98fd shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of the 98fd platform, including but not limited to:
98fd's total aggregate liability to any individual player in connection with any claim arising from these Terms shall not exceed the total value of deposits made by that player in the thirty (30) days preceding the event giving rise to the claim, exclusive of any promotional credits or bonus funds.
98fd reserves the right to amend these Terms and Conditions at any time. Where amendments are material — meaning they materially affect player rights or obligations — 98fd will provide notice of the change via email to the registered address associated with each affected account, or via a prominent notice displayed on the 98fd platform, no less than seven (7) days before the amended Terms take effect.
For non-material amendments — such as corrections of typographical errors, clarifications of existing provisions, or additions of game-specific rule references — 98fd may update these Terms without advance notice, with the updated Terms taking effect immediately upon publication. The effective date displayed at the top of this document will be updated to reflect the date of the most recent revision.
It is the player's responsibility to review these Terms periodically. Continued use of the 98fd platform following any amendment constitutes acceptance of the revised Terms. If you do not accept the amended Terms, you must cease using the 98fd platform and may request withdrawal of any funds in your account subject to standard verification procedures.
These Terms and Conditions shall be governed by and construed in accordance with the laws applicable to 98fd's jurisdiction of operation under its international online gaming regulatory framework. Nothing in this clause limits the statutory consumer protection rights available to Pakistani players under applicable local law.
In the event of a dispute between a player and 98fd, the player is encouraged to contact 98fd's customer support team in the first instance. 98fd will investigate all complaints submitted in good faith and will provide a written response within five (5) business days of receiving a formal complaint. The majority of disputes relating to account management, payment processing, and bonus terms are resolved at this stage without further escalation.
Where a dispute cannot be resolved through direct engagement with 98fd's support team, players may escalate the matter to 98fd's formal dispute resolution process by submitting a written complaint to the support email address. 98fd will provide a final written decision within fourteen (14) business days of receiving a formal escalated complaint.
For questions relating to these Terms and Conditions, account management, payment processing, or any other matter relating to your 98fd account, please contact the 98fd support team through the following channels:
When contacting 98fd support, please include your registered email address or mobile number, and a clear description of your enquiry or issue. For KYC-related submissions, please ensure all documents are provided in clear, legible format to avoid delays in verification processing.
The version of these Terms and Conditions published on this page supersedes all previous versions. For Pakistani players who have not reviewed these Terms since creating their 98fd account, we encourage a full review to ensure continued informed use of the platform.
Now that you understand the 98fd platform rules, explore the full range of games and betting options available. PKR deposits via JazzCash and EasyPaisa. Live cricket betting, slots, and live dealer casino. For players aged 21 and above only.